Statement of Accounts in Small Claims?

Statement of Accounts was made for merchants.  If you and I do business, then at the end of the month we get together and reconcile our accounts—the who-owes-who of commerce.  However suing on Statement of Accounts happens in Small Claims Court n

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The Way Garnishment Works

The way garnishment works is first they take your money, THEN they tell you they have taken it.  You wake up one day and whatever you owe them, that money got disappeared.  Later when you receive that notice of garnishment, they also send you a for

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Sample Letter for ID Theft Recovery

Sometimes representation is a good thing...sometimes it is Identity Theft.  If someone has been representing you in a bad way (using your credit cards without your permission or knowledge), here are some links for letters you can complete for yourse

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Low Cost Legal Resources

The Sixth Amendment gives you a Constitutional right to an attorney in a criminal defense.  But what if you are poor, elderly, disabled, and your landlord has locked you out?  Or you are facing home foreclosure and do not know what to do?  There a

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Do Not Call Lists for Debtors & Non-Debtors

If you owe money, but do not want to deal with all the calls and letters you can ask the debt collector to stop contacting you with a letter drafted by the Federal Trade Commission (FTC).  The body of the letter is already worded for you and the for

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Sample Letter to Stop Debt Collector Calls

Failed typing?  Fortunately the Federal Trade Commission (FTC) has done most of it for you—just fill in the blanks to stop calls from debt collectors. You still owe the debt, but you do not have to deal with all the calls and letters.  Ask the

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Garnishment: Paying for Parsley

Parsley does not usually come a la carte; however, in Money Judgments, you may pay for garnishment.  The bad news about garnishment is that it happens before you know it, and the good news is that you could be eligible for an exemption...but you hav

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The Problem with Payday Loans…And a Possible Solution for Cash

The problem with payday loans is that they are habit-forming and tend to lead to greater poverty.  Payday loans are not fraud, but they can cost consumers a lot. A payday loan is a cash advance secured by personal check or paid by electronic tran

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Dealing with Bogus Debt Collectors

Debt is bad enough, dealing with bogus debt collectors is even worse.  They can be badly behaved and may even trick you into making a payment you do not owe, or at least do not owe to them. The Federal Trade Commission (FTC) recently went after a

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Why Defend?

Why be a defense attorney?  Because it keeps the people on the other side honest.  By protecting the rights of the defendant, we protect rights for everyone. In criminal cases, if the police think you are guilty, they may find something to arre

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About Rusty Law, LLC

A majority of our practice focuses on Foreclosure Defense, Consumer Debt Defense, Bankruptcy (Chapters 7, 11, and 13), Real Estate Transactions, General Real Estate Litigation, Probate and Estate Planning and Criminal Matters.

Contact Information

2493 US Highway 1 South
St. Augustine, FL 32086
Phone: (904) 829-6600
Fax: (888) 395-5034

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Our Team

  • J. Russell Collins Managing Attorney

    J. Russell "Rusty" Collins graduated Cum Laude from Florida Coastal School of Law in December 2007 and was admitted to the Florida Bar on September 27, 2008. Rusty's Florida Bar link is here. Previous to practicing law, Rusty worked in the family title insurance business starting at age 16 in 1979.

  • Attorney

Practice Areas

  • Real Estate
  • Title Insurance & Title Claims
  • Foreclosure Prosecution
  • Foreclosure Defense
  • Bankruptcy, Chapters 7, 11, and 13
  • Consumer Debt Defense
  • Estate Planning and Probate Administration
  • General Civil Litigation
  • Criminal Defense
  • DUI Defense