What If I Cannot Afford An Attorney?

There are many situations in which having legal counsel is beneficial; however, robbing Peter to pay your attorney...probably not a good idea, besides, you may not have to cover the legal fees yourself, depending on your financial circumstances. I

Read More

Solutions to Unwanted Calls

There are ways to stop unwanted calls.  One is to pay your bills on time, another is to ask debt collectors to stop calling, and the third is to register on “Do Not Call” lists.  Here are details for these options. Option 1:  Pay Your Bills

Read More

Courtroom Experience

The St. Johns County courtrooms are getting updated—huge TV sets are being installed.  With A/C, big TVs, and plenty of seating, the question is, which courtroom do you want for the Super Bowl? Not every person’s experience in court is as gra

Read More

Retail Therapy & Your Credit Score

When living better through chemistry does not work, sometimes you need retail therapy. Last week I had a really rough day.  I turned into a crazy person.  I called my wife and she was at the Apple store.  Now I have an iPhone 6 and I am much be

Read More

Annual Check-Up on Your Credit Report

Keep an eye on your financial statements, and check your credit report annually for free at https://www.annualcreditreport.com/index.action.  If you want your credit score there is a fee, but it is free to look at your credit report from all three r

Read More

Are You Receiving Unwanted Calls?

If you owe money you may be getting calls from creditors or debt collectors.  To learn more about your rights as a debtor, visit the Federal Trade Commission website at http://www.consumer.ftc.gov/articles/0149-debt-collection. If you do not owe

Read More

Debt Collector Decorum

The Debt Collector Cotillion does not include calling consumers late at night, or causing their phones to ring continuously or repeatedly.  A good debt collector knows how to inspire you to pay within the law.  A bad collector strays into unfair de

Read More

Exempt Incomes from Money Judgments

Money can’t buy happiness, but it sure makes misery easier to live with.  That is the idea behind Social Security, disability, pensions, and income that provides more than one-half the support for dependant or minor children—those are exempt inc

Read More

Steps to Better Credit

Are you receiving calls from creditors and collection agencies?  Working overtime to try to keep up with your bills?  Using your savings to cover daily expenses?  These can be signs of bad credit.  While bad credit is a problem—it makes getting

Read More

Christmas Garnishment

Christmas is pretty predictable—garnishment is less so.  There is no good time to have money taken out of your bank account without notice ahead of time; however, the Christmas shopping season may be the lesser of non-ideal timing.  Purchasing pr

Read More

About Rusty Law, LLC

A majority of our practice focuses on Foreclosure Defense, Consumer Debt Defense, Bankruptcy (Chapters 7, 11, and 13), Real Estate Transactions, General Real Estate Litigation, Probate and Estate Planning and Criminal Matters.

Contact Information

2493 US Highway 1 South
St. Augustine, FL 32086
Phone: (904) 829-6600
Fax: (888) 395-5034

Search Our Content

Our Team

  • J. Russell Collins Managing Attorney

    J. Russell "Rusty" Collins graduated Cum Laude from Florida Coastal School of Law in December 2007 and was admitted to the Florida Bar on September 27, 2008. Rusty's Florida Bar link is here. Previous to practicing law, Rusty worked in the family title insurance business starting at age 16 in 1979.

  • Zachery Lucas Keller Attorney

    Zachery Lucas Keller graduated from Florida Coastal School of Law in June 2013 and was admitted to the Florida Bar on April 16, 2014. Zachery's Florida Bar link is here.

Practice Areas

  • Real Estate
  • Title Insurance & Title Claims
  • Foreclosure Prosecution
  • Foreclosure Defense
  • Bankruptcy, Chapters 7, 11, and 13
  • Consumer Debt Defense
  • Estate Planning and Probate Administration
  • General Civil Litigation
  • Criminal Defense
  • DUI Defense