Rusty Law, LLC | The Law Office of J. Russell Collins

Pomp & Circumstance

“Pomp and Circumstance” has been around over one hundred years, and popular at graduations since its commencement debut at Yale in 1905. It is what brings seniors a tassel closer to adult responsibility, and sometimes that means financial probl

Exemptions & Collections in Debt Judgments

You may consider yourself unique, one-of-a-kind, invaluable—your credit card company may consider you an asset waiting to happen. So your credit card company sued you in small claims court. A debt judgment is just a piece of paper; they may as

Unfair Debt Collection Practices

There are good collectors and bad collectors. A good debt collector knows how to inspire you to pay within the law. A bad collector strays into unfair debt collection practices. Debt buyers purchase debt in bulk, often paying pennies on the do

Confessions in Small Claims Court

Small claims court handles matters of $5,000 or less, often dealing with credit card debt. Debtors sit in the judge’s chambers and the creditors’ attorneys appear by phone to hear debt confessions and negotiate repayment plans. Debtors are r

What You Have to Lose in Debt Judment

Just because you have no money in the bank right now does not necessarily mean you are going to be broke for the next 20 years. What if you win the lottery or inherit money or get a good-paying job? Your gain can quickly become a loss if there is

Cyprus & Garnishment

Cyprus is a sunny island nation where money has been quietly accumulating offshore from Europe in a similar way to the Cayman Islands on this side of the world. Cyprus said ‘No’ to a ten percent ‘garnishment’ of bank accounts that was part

Free Class Today: ‘Rights of a Debtor’

People should pay their debts and they should play by the rules…so should the debt collectors. Regrettably, unethical and illegal debt collection practices can scare ignorant consumers into giving up their rights…and their pensions along with t

Romeo & Juliet & Subject Matter Jurisdiction

If only they could have texted each other, the whole unnecessary tragedy of Romeo and Juliet could have been avoided. In the age before mobile phones, Friar Lawrence sends Friar John to tell Romeo that Juliet is not really dead. Meanwhile Romeo�

Small Claims Court is NOT After Your Social Security

The Social Security Act of 1935 began financial assistance for the elderly, the blind, the disabled, and the unemployed. Since the first Social Security payments in 1937, $11.3 trillion has been paid out in benefits through 2009...none of that was

Financial Flu

When better living through chemistry does not work, there is always the legal system. An attorney may not help you feel better, but legal counsel could help you retain as much credit as possible in a personal financial crisis. Have you had heada

About Rusty Law, LLC

A majority of our practice focuses on Foreclosure Defense, Consumer Debt Defense, Bankruptcy (Chapters 7, 11, and 13), Real Estate Transactions, General Real Estate Litigation, Probate and Estate Planning and Criminal Matters.

Contact Information

2493 US Highway 1 South
St. Augustine, FL 32086
Phone: (904) 829-6600
Fax: (888) 395-5034