So you went shopping for the holidays and now you found that your debit or credit card number has been exposed in a data breach.  The problem is you can be vulnerable to this type of fraud whether you are shopping online or in person.  Here is a checklist provided by the Federal Trade Commission of what to do if your debit or credit card number is compromised:

  • Contact your bank or credit card company to cancel your card and request a new one.
  • Review your transactions regularly.  Make sure no one misused your card.  If you find fraudulent charges, call the fraud department and get them removed.
  • If you have automatic payments set up, update them with your new card number.
  • Check your credit report at https://www.annualcreditreport.com/index.action.

Do not throw good money at stolen accounts.

Your credit may be compromised if an ID thief gets your personal and/or financial information.  Protect your credit by addressing any form of identity theft.  For other checklists on various types of information exposure, go to the Federal Trade Commission’s website at https://www.identitytheft.gov/info-lost-or-stolen.html.