Happy Holidays!

Have safe and happy holidays! From Rusty Law Read More

Bill of Rights & 40-Year-Old Animatronics

Sunday is December 15, the 40th anniversary of when the Pirates of the Caribbean ride opened at Disney World in Florida.  The date is also Bill of Rights Day, marking the 222 years since the Bill of Rights was ratified in 1791.  Enjoy your Constitutional Rights, whether you are in the Magic Kingdom, or anywhere else in the US. The first ten amendments to the Constitution are known as the Bill of Rights.  They were proposed in 1789, and have been in force since 1791.  They are as follows: Amendment I Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances. Amendment II A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed. Amendment III No Soldier shall, in time of peace be quartered in any house, without the consent of the Owner, nor in time of war, but in a manner to be prescribed by law. Amendment […] Read More

Budget for Better Credit

All pestilence of fraud aside, are you your own worst enemy when it comes to credit?  Do you dive into debt in the season’s greeting of sales?  There is hope.  If you can talk, text, and chew gum, you can improve your credit score…even during the holidays. Make a budget for holiday shopping.  A budget can help you stay on track for your spending and saving goals (it does the same thing in bankruptcy).  The State of Florida has a free online holiday budget calculator at http://www.myfloridacfo.com/YMM/Calculators/Holiday.aspx. Pay your bills.  When the holidays are over, pay your bills on time every time.  Then may the hope of a more prosperous New Year rise with your credit score!   Read More

Thanksgiving

Happy Turkey Day! Read More

The Pumpkin-Eater & His Wife

Mr. Peter, pumpkin-eater, married a wife and tried to keep her Locked away in his pumpkin shell, But had to ask her permission when it was time to sell. Now Mr. Peter had owned the pumpkin shell as his primary residence when he was single.  He had hand carved it himself just to suit his tastes, and when he married, Mrs. Peter in and promptly hung curtains everywhere and decorated with knickknacks and throw pillows, which the place clearly did not need! Mr. Peter was old fashioned in his thinking and believed he could get rid of his intensive-interior-design wife if he could just sell the place…with her inside.  He was not so much trying to “keep” his wife, but to leave her to a new pumpkin-homeowner. Turns out, though, Mr. Peter had to have Mrs. Peter’s permission to sell their homestead. “But she is not even on the deed!” Peter protested, but to no avail.  Both husband and wife must give consent when it comes to conveyance of their primary residence. The moral of the story is:  Do not try use a real estate sale where marital counseling may work best. Have a Safe & Happy Halloween!   Read More

Five-Year Anniversary

As a Florida attorney, you get to put “JD” after your name and you pray facing Tallahassee and the Florida Supreme Court.  Today is my five-year anniversary practicing law.  Law school did not make me so much a lawyer as it has helped me see things I could not see before.   Read More

Remember Your Rights

The US Constitution grants all Americans the Freedom of Speech, as well as the Right to Remain Silent.  May you have the wisdom to know when to use them! Have a safe and happy Fourth of July. Read More

The New Year

Have a safe and prosperous New Year. Read More

Happy Holidays

Have a Safe & Happy Holiday. Read More

Home for the Holidays…And Beyond

If you have not made a mortgage payment in a while, that might not be Saint Nick knocking at the door.  You could be on your lender’s naughty list. Do not look for a fruitcake with a foreclosure summons. Just because you sent Santa a letter does not mean he is going to deliver a Mortgage Modification before you get a foreclosure package from your lender.  If you have received a Foreclosure Lawsuit, do not wait until after the holidays to address it.  Your time is limited.  Seek competent legal counsel to make a proper response to the court summons. Read More