Attention Neiman-Marcus shoppers, if you feel that you have been charged too much, you may be the victim of data breachData breach can happen in the best of stores…as well as Target.

This year, Neimans offered His and Hers remote controls to go with a 201” television screen for $1,500,000.00, which is fine if you have that kind of money and if you do not mind watching TV outside.  What is NOT fine is if you paid for the gift, but someone got your personal financial information from the transaction, and then charged a lot more stuff to your credit card.

The problem with retail store data breach is that someone else takes credit for your hard-earned purchasing power. 

Credit determines your purchasing power to buy items like a house, a car, a student loan.  Bad credit can limit your ability to get more credit, and it can raise the cost of a loan (the interest rate) and lower your chances to get the loan in the first place.  Bad credit is not a place you want to be, especially if you did not get to enjoy any of the things charged to your account along the way!

CBS News recently put out an article listing nine ways to protect yourself from data breach, available online at http://www.cbsnews.com/news/target-data-breach-9-ways-to-protect-yourself/.