A mortgage foreclosure trial can be over in 30 seconds if the Plaintiff is not allowed to have witnesses or exhibits. Court procedures come with deadlines, and if the lender does not turn in their witness list or evidence on time, the lender might not get to use them…and that could result in a foreclosure case dismissed without prejudice.
A home foreclosure dismissed ‘without prejudice’ gives the lender an opportunity to get their case together. However, while the homeowner is waiting for the lender to re-file, the homeowner has time to pursue an alternative outcome, like a short sale or mortgage modification.
Seek competent legal counsel to help review personal and financial factors, and to pursue a strategy to bring you the best benefit for your circumstances.