There are ways to stop unwanted calls. One is to pay your bills on time, another is to ask debt collectors to stop calling, and the third is to register on “Do Not Call” lists. Here are details for these options.
Option 1: Pay Your Bills On Time
Generally this prevents creditors from picking up the phone in the first place; it also helps to build your credit. BUT if that ship has already sailed…
Option 2: Ask Collectors to Stop Calling
You can ask the debt collector to stop contacting you. You still owe the debt, but you do not have to deal with all the calls and letters while you work out your repayment.
Just because you owe money does not mean you lack rights.
Write a letter to the debt collector or creditor asking them to stop contacting you, make a copy of that letter, and send the original to them, certified mail with “return receipt” so you will have a record of their receipt. That should stop contact, with the exception of a communication to let you know that no further action will be taken, or a communication that they intend to take further action, like filing a lawsuit against you.
Option 3: “Do Not Call List” Registration
Register for free online for both the national and the state “Do Not Call Lists” at the links below.
National DO NOT CALL LIST registration:
Florida DO NOT CALL LIST registration: