Eddie Van Halen played the guitar on Michael Jackson’s “Beat It,” and he did it for free.  Sometimes you get what you pay for…and sometimes you get a whole lot more.  If you need solutions to home foreclosure more than a guitar solo, then good, free, local resources include the following: St. Johns Housing Partnership (SJHP) SJHP is non-profit agency whose services are offered to the public regardless of income.  They work with borrowers living in million dollar homes as well as those eligible for Legal Aid.  Their HUD certified counselors are sensitive to what their clients are going through, and they are knowledgeable and experienced negotiating with lenders on a loan modification that works for everybody.  SJHP does a background check on their clients without waiting for the bank to do one.  They get good results because they do the homework ahead of time.  There is no way to predict how long a mortgage modification will take, but you have a better chance to a permanent solution with SJHP. To learn more about St. Johns Housing Partnership, contact them at (904) 819-1266 (www.sjhp.org ). Mortgage modification is a very good idea in concept.  SJHP may be able to make […] Read More