There could be a lot of reasons a diamond necklace could show up on your credit card bill. a. You just always wanted a diamond necklace and so you finally went out and bought one for yourself. b. There was a clerical/technical error which erroneously charged to your account. c. Your personal financial information has been stolen and somebody else is wearing what should have been your diamond necklace. “Charge it to the Underhill’s,” was Chevy Chase’s line for everything in the 1985 movie Fletch.  Fast forward twenty-seven years and identity theft is a popular and prevalent crime.  It targets the rich and the unguarded at any income level. The Federal Trade Commission (FTC) offers four steps you should take immediately if you are the victim of Identity Theft:  1. Place a fraud alert on your credit reports, and review your credit reports. 2. Close the accounts that you know, or believe, have been tampered with or opened fraudulently. 3. File a complaint with the Federal Trade Commission. 4. File a report with your local police or the police in the community where the identity theft took place. To learn more, visit http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html.  No one is you-er than you.  Be [...] Read More