So you went shopping for the holidays and now you found that your debit or credit card number has been exposed in a data breach.  The problem is you can be vulnerable to this type of fraud whether you are shopping online or in person.  Here is a checklist provided by the Federal Trade Commission of what to do if your debit or credit card number is compromised: Contact your bank or credit card company to cancel your card and request a new one. Review your transactions regularly.  Make sure no one misused your card.  If you find fraudulent charges, call the fraud department and get them removed. If you have automatic payments set up, update them with your new card number. Check your credit report at https://www.annualcreditreport.com/index.action. Do not throw good money at stolen accounts. Your credit may be compromised if an ID thief gets your personal and/or financial information.  Protect your credit by addressing any form of identity theft.  For other checklists on various types of information exposure, go to the Federal Trade Commission’s website at https://www.identitytheft.gov/info-lost-or-stolen.html.       Read More