Workshop for Savvy Seniors

Florida’s Chief Financial Officer Jeff Atwater is putting on a free workshop for older residents and their families and/or caregivers to help raise awareness and avoidance of financial exploitation that is targeted towards Florida’s seniors.  As part of CFO Atwater’s On Guard for Seniors initiative, this workshop is on tour throughout the State, making its stop in St. Augustine on October 8 from 10:00 to 11:00 a.m. at River House (179 Marine Street, St. Augustine).  Topics covered will include the following: The Psychology of a Scam How to Spot Fraudulent Behavior Common Scams that Target Seniors How to Fight Identity Theft Resources to Keep You Safe To learn more and to register for this workshop, go to http://www.myfloridacfo.com/SAFE/   Read More

Legal Lecture May 27: “Nursing Home Medicaid Eligibility for Yourself and / or Your Spouse”

Megan Wall, Managing Attorney for St. Johns County Legal Aid, will present “Nursing Home Medicaid Eligibility for Yourself And / Or Your Spouse” at Coquina Crossing Wednesday, May 27 at 11:00 a.m.  What a bargain:  the lecture is free and open to the public, and also includes lunch catered by The Bistro!  Pro bono appétit! St. Johns County Legal Aid is a local non-profit agency aiding awareness of legal rights and options in matters of debt, foreclosure, housing, elder law, family law, and many other civil subjects.  Their motto is “A Wealth of Justice for Those Who Have Neither.”   Read More

Free Legal Lecture March 25 – “How Can You Avoid the Need for Guardianship?”

So you did not go to law school and you did not pass the Bar Exam.  No problem.  The People’s Law School is in session again with its last spring lecture presented by St. Johns County Legal Aid.  The March 25th topic is “How Can You Avoid the Need for Guardianship?”  This FREE one-hour class starts at 4:00 p.m. at the Southeast Branch Library (6670 US 1 South, St. Augustine, Florida).  For more information on St. Johns County Legal Aid and their services, go to www.jaxlegalaid.org.   Read More

Free Legal Lecture Today: “Spouse in a Nursing Home – Do You Have to Go Broke?”

So you did not go to law school and you did not pass the Bar Exam.  No problem.  The People’s Law School is in session again with its series of legal lectures presented by St. Johns County Legal Aid.  The March 4th topic is “Spouse in a Nursing Home—Do You Have to Go Broke?”  This FREE one-hour class starts at 4:00 p.m. at the Southeast Branch Library (6670 US 1 South, St. Augustine, Florida). The People’s Law School schedule for the rest of the spring is as follows: March 18 – “Foreclosure Defense of Homesteads” March 25 – “How Can You Avoid the Need for Guardianship?” All classes are free and start at 4:00 p.m. at the Southeast Branch Library.  For more information on St. Johns County Legal Aid and their services, go to www.jaxlegalaid.org. Read More

Legal Lecture on Nursing Homes Today

St. Johns County Legal Aid presents a talk today at 11:00 am at the Players Community Senior Center in Ponte Vedra Beach.  The topic is “Spouse in a Nursing Home,” and the lecture is free and open to the public.  For more information, call 280-3233. St. Johns County Legal Aid is a local non-profit agency aiding awareness of legal rights and options in matters of debt, foreclosure, housing, elder law, family law, and many other civil subjects.  Their motto is “A Wealth of Justice for Those Who Have Neither.” Read More

Taxes & Insurance

Unpaid taxes and insurance are a problem with any mortgage.  The same is true for a Reverse Mortgage. A Reverse Mortgage (Home Equity Conversion Mortgage or HECM) is for homeowners 62 or older who have paid off or paid down the mortgage on their primary residence.  The program allows them to withdraw funds from the equity in their home in a fixed monthly amount or a line of credit or a combination of both. With a Reverse Mortgage you do not have a monthly mortgage payment, but you still have to pay your property tax and homeowners insurance.  Sometimes a Reverse Mortgage is the best solution to help an older person live more comfortably; however, a Reverse Mortgage is not for everybody.  To begin with, you have to be 62 or older (and there are other requirements), but beyond that, it depends on your circumstances whether a Reverse Mortgage is an advantage or a disadvantage. Having an attorney look over your shoulder can help you get the deal you think you are getting.  An attorney who represents you and only you can help watch out for your interests and make sure you understand the terms of the Reverse Mortgage contract, […] Read More

New Lease on Life – Legal Aid

What do you do if you are disabled, elderly, living on a fixed income, and your landlord locks you out of your apartment?  Contact Legal Aid. St. Johns County Legal Aid “Provides a wealth of justice for those who have neither.”  It is a lot of administrative law, poverty law—a lot of law that most people are unaware of—that makes a huge difference in individual’s lives.  It can give a new lease on life, whether in a landlord-tenant case or other civil law matter (such as consumer debt, foreclosure, housing, elder law, and family law). If you are seeking an attorney but think you cannot afford one, contact your local legal aid office.  Even if you do not qualify for service, the offices have many helpful pamphlets or they can refer you to attorneys willing to take cases at reduced rates.  St. Johns Legal Aid is located at 222 San Marco Avenue in St. Augustine and they are open 8:30 a.m. to 5:00 p.m. every business day. In St. Johns County, visit http://jaxlegalaid.org/v2/pamphlets/St.%20Johns%20County%20Legal%20Aid%20Information.pdf, and in Jacksonville, visit http://www.jaxlegalaid.org/v2/. Read More

People’s Law School – April 15: ‘Spouse in a Nursing Home–Do You Have to go Broke?’

The People’s Law School is in session again with its series of legal lectures presented by St. Johns County Legal Aid.  The April 15th topic is “Spouse in a Nursing Home—Do You Have to Go Broke?”  This FREE one-hour class starts at 4:00 p.m. at the Southeast Branch Library (6670 US 1 South, St. Augustine, Florida). The People’s Law School schedule for the rest of the spring is as follows: April 22 – Should You Ever Put Someone Else’s name on Your Deed? May 13 – Do You Need a Will?  What If You Die Without One? All classes are free and start at 4:00 p.m. at the Southeast Branch Library.  For more information on St. Johns County Legal Aid and their services, go to www.jaxlegalaid.org. Read More

Legal Aid in Civil Matters

In a criminal case you have a Constitutional Right to an attorney, but what if you are poor, elderly, disabled, and your landlord has locked you out?  The Sixth Amendment does not cover your court cost and appoint legal counsel to assist you for a landlord-tenant dispute.  That is where Legal Aid plays a vital role in providing legal services for civil cases. St. Johns County Legal Aid is a local non-profit agency that primarily serves the most vulnerable demographic of our population—the poor, the elderly, and the disabled—aiding awareness of legal rights and options in matters of debt, foreclosure, housing, elder law, family law, and many other civil subjects.  Their motto is “A Wealth of Justice for Those Who Have Neither.” If you think you cannot afford an attorney in a civil case, contact your local Legal Aid office.  Even if you do not qualify for Legal Aid, they have a lot of pamphlets you may find helpful.  You can visit their office at 222 San Marco Avenue in St. Augustine, or call to make an appointment at (904) 827-9921.  The Legal Aid website is http://www.jaxlegalaid.org/home.html.   Read More

Senior Special on Legal Adivce

You do not have to wait till four p.m. to get the Senior Citizen discount on legal advice.  St. Johns County Legal Aid offers free legal advice to those over 60.  For an appointment, call (904) 827-9921 x 206. Legal Aid is a non-profit agency whose directive is to provide “A wealth of justice for those who have neither.”  They offer free legal advice to seniors on an individual basis, as well as a speaker series to run this fall at River House in St. Augustine and the Players Community Senior Center in Ponte Vedra. Read More