Branching Out to New Economic Growth

April is National Financial Literacy Month…do you know where your money is?  Maybe some of it went to the IRS, but not everybody is fortunate enough to pay taxes.  For those with overwhelming debt, financial literacy may be a novel idea. Financial illiteracy—at the individual and corporate level—has been blamed as part of the backing for our current economic crisis.  To understand the root of the problem is fine, but to find the solution, you may need to branch out.  Consult competent legal counsel to learn what your options are.  Whether you are in a mortgage debt debacle or a small claims calamity, a defense attorney may be able to evaluate your situation with you, and help you determine a growth pattern towards optimal results. Money does not grow on trees and neither does credit.  Financial recovery starts with good decisions based on good information.  Do not be stumped by debt.  Seek legal counsel to help you make a plan that fits your past with the best possible future.   Read More

Talking to Chuck’s Daughter

“Talk to Chuck,” the ad slogan of Charles Schwab is moving to the next generation.  Chuck’s daughter, Carrie Schwab-Pomerantz, is a certified financial planner and president of the Charles Schwab Foundation…and she co-authored a book with her daddy titled, “It Pays to Talk.” Not much of a conversation if there is nothing to talk about.  Financial illiteracy has been branded as one of the causes of our current economic debacle.  How can you make good decisions about your money if you do not know much about your money? The same is true even in foreclosure. According to Schwab-Pomerantz, financial literacy starts at home; for some people, that education begins with home foreclosure.  However, even a crash course could be helpful. If you are in foreclosure, the more you know can help with what you owe.  Talk to legal counsel about your situation to learn what legal options may be available to you.  A Foreclosure Defense may be able to lessen your financial burden by mitigating loss. Read More