Once upon a time there was a very clever Fox.  He came upon a Crow who sat high up in a tree with a nice bit of cheese in her beak.  The Fox said to himself, If I can get that crow talking, the cheese will fall from her mouth and I shall have it.  And so the Fox tried to engage the Crow in conversation. He started with flattery, telling the Crow what fine black feathers she had, but the Crow just batted her eyes at him and held onto the piece of cheese.  Next, he said that because she was so beautiful she must have a lovely voice to match, but that did not work either.  Finally the Fox offered her a three million dollar home loan and her jaw dropped like a broken drawbridge. “Why I never thought I could qualify for such a loan,” the Crow declared.  The Fox gobbled the cheese quickly and sold off the Crow’s loan.  That was back in 2005. The Crow qualified for the loan at the time, but with the change in the economy, she found that she could no longer make the payments on it.  Her nest egg was [...] Read More