Happy Labor Day…And 450th

In 1894 Grover Cleveland signed the bill for Labor Day and we have been celebrating with a day off the first Monday in September ever since.  In 1565 Pedro Menendez founded the City of St. Augustine and somebody has claimed homestead here ever since. Happy Labor Day to the United States, and Happy 450th to the City of St. Augustine.    Read More

Power of Employment

Grover Cleveland signed the bill for Labor Day in 1894, and we have been celebrating with a day off the first Monday in September ever since.  This national holiday honors the working people of the United States, and in our court system, the power of employment opens certain options for dealing with debt, like the Hardest Hit Fund and Bankruptcy Chapter 13. Florida Hardest Hit Fund The Florida Hardest Hit Fund provides up to $6,000 or up to $12,000 in mortgage relief. The Hardest Hit Fund was an allocation of money given to five states (Arizona, California, Florida, Michigan, and Nevada) that had experienced excessive housing market depreciation.  The funds are designated to assist in foreclosure prevention, and targeted at those workers who are unemployed, underemployed, just returning to work, or recovering from underemployment. This funding is locally administered through St. Johns Housing Partnership (SJHP).  To find out more about this fund and eligibility, you can visit https://www.flhardesthithelp.org/. Bankruptcy Chapter 13 Earning a regular paycheck opens certain options unenjoyed by the unemployed…like Chapter 13 Bankruptcy.  Known as the ‘Wage-Earner Plan,’ Chapter 13 protects your assets while you make payments, and allows you to catch up on unsecured debt.  It acts […] Read More

Celebrating US Workers

Grover Cleveland signed the bill for Labor Day in 1894, and we have been taking off the first Monday in September ever since.  This national holiday honors the working people of the United States…and the Hardest Hit Fund helps Florida’s workforce keep their houses. The Hardest Hit Fund was an allocation of money given to five states (Arizona, California, Florida, Michigan, and Nevada) that had experienced excessive housing market depreciation.  The funds are designated to assist in foreclosure prevention, and targeted at those workers who are unemployed, underemployed, just returning to work, or recovering from underemployment.  The Hardest Hit Fund started in April 2011 statewide in Florida, and eligibility revisions happened in June 2012. The Florida Hardest Hit Fund provides up to $6,000 or up to $12,000 in mortgage assistance.  To learn and to apply online, go to https://www.flhardesthithelp.org/. Have a safe and happy Labor Day.   Read More

DUI & A Fine Labor Day

Some bars are better than others.  The best kind of bars are the ones where you can leave of your own freewill in a taxi. A DUI (Driving Under the Influence) involves a Fine and Labor.  For first offenders, it is a $500 minimum fine and at least 50 hours of community service (which can be translated into a dollar amount in some cases), plus an arrest record and other details.  And that is just for the first timers.  For more details on Florida DUI and Administrative Suspension Laws, go to http://www.flhsmv.gov/ddl/duilaws.html. Have a safe and happy Labor Day! Read More