There could be many reasons you receive unwanted calls:  (1) Wrong Number (including for debt collection), (2) Debt, (3) Sales Calls, and (4) Donald Trump wants your vote.  While there is not much you can do about political campaigns and wrong numbers, you may be able to reduce the number of calls for debt and sales calls with these options: Option 1:  Pay Your Bills On Time Generally this prevents creditors from picking up the phone in the first place; it also helps to build your credit.  BUT if that ship has already sailed… Option 2:  Ask Collectors to Stop Calling You can ask the debt collector to stop contacting you.  You still owe the debt, but you do not have to deal with all the calls and letters while you work out your repayment. Just because you owe money does not mean you lack rights. Write a letter to the debt collector or creditor asking them to stop contacting you, make a copy of that letter, and send the original to them, certified mail with “return receipt” so you will have a record of their receipt.  That should stop contact, with the exception of a communication to let you […] Read More