Unemployment, medical hardship, loss of income…these are stepping stones to misfortune.  Life pulls you one direction, while your financial goals take a different route.  Before you declare bankruptcy, consider your options. Bankruptcy is great if you have been bitten by the right snake.  While bankruptcy can stop a home foreclosure, it is not an anti-venom to be taken lightly.  There are consequences you need to understand beforehand.  Bankruptcy has long-lasting effects, and you may be better served by an alternative resolution. Seek competent legal counsel if you are stuck between a rocky lender and a financial hardship.  Make informed decisions about the steps before you.  Choose wisely, using expert legal advice to find the best path to recovery. Read More