In 99% of foreclosure cases, the client did not pay. So why defend them? The goal of a foreclosure defense is to modify the loan or work something else out. NOT to say the client is innocent or to get a free house.
When the recent foreclosure crisis started, plaintiffs were making stuff up. Then they were having people sign off of documents that they had no knowledge of. “Linda Green” was apparently Vice President in charge of robo-signers for a number of different banks, along with “Bogus Assignee.”
Homeowners knew they owed money, they knew they had not made payments, but they had no idea what their lender was doing to compromise their rights as debtors. Many Florida homeowners went into foreclosure without ever questioning their lenders. Thus they gave up rights as well as opportunities to seek a resolution with the best benefit to them.
Because defense attorneys got involved in the foreclosure crisis, people’s rights were protected, and plaintiffs are doing a better job.